Current Arizona Down Payment Assistance Figures (2026)
✓ Guidelines current as of: Home Plus & Arizona Is Home July 1, 2026 · Home in Five & Pima/Tucson under review See what changed July 1, 2026 →
This is our single, dated source of truth for current Arizona DPA figures. Program limits change; we update this page when they do, and every program page links back here. Your income, county, and loan type determine which program and tier you qualify for — confirm your scenario with us.
Program comparison
| Program | Where | Max assistance | Income limit | FICO | VA? |
|---|---|---|---|---|---|
| Home Plus | Statewide | 5% (4% + 1% Active Duty/Veterans) | $155,386 borrower ($146,503 w/ FHA/VA/USDA/conv HFA) | 620 | Yes |
| Home in Five | Maricopa only | 6.5% (5% + 1% qualified + 0.5% BOOST) | $157,360 household (as of 6/10/2026) | 640 | Yes |
| Arizona Is Home | Statewide, w/ exceptions (not Maricopa/Pima/Chino Valley) | 4% (non-forgivable) | 100% county AMI (raised 7/1/26) | 620 | Yes |
| Pima Tucson HBS | Pima County / Tucson | up to 5% | varies by variant | 640 | Yes |
| Chenoa / Arrive / Essex | Statewide | up to ~5% | no income limit | 600+ | varies |
Figures verified June 23, 2026. Home Plus and Arizona Is Home reflect Arizona IDA guidelines dated July 1, 2026; Home in Five and Pima Tucson figures are under review pending the current guides. Terms vary by variant and funding availability — confirm current detail with us.
Official program sources
- Home Plus & Arizona Is Home — Arizona Industrial Development Authority / AZ Dept. of Housing: housing.az.gov · homeplusaz.com
- Home in Five Advantage — Industrial Development Authorities of Phoenix & Maricopa County: homein5advantage.com
- Pima Tucson Homebuyer’s Solution — Industrial Development Authority of Pima County / Tucson.
FAQ
What changed most recently in Arizona DPA?
As of June 10, 2026, the Home in Five Advantage maximum household income increased to $157,360 in Maricopa County.
Can I combine two Arizona DPA programs?
No. Arizona down payment assistance programs do not stack with each other — you choose one. Your chosen DPA layers with your first mortgage (FHA, VA, USDA, or conventional), not with a second DPA program.
Do Arizona DPA programs work with a VA loan?
Yes. VA is an eligible first-mortgage type for both Home Plus and Home in Five, and each adds a bonus for Active Duty service members and Veterans.