Current Arizona Down Payment Assistance Figures (2026)
This is our single, dated source of truth for current Arizona DPA figures. Program limits change; we update this page when they do, and every program page links back here. Your income, county, and loan type determine which program and tier you qualify for — confirm your scenario with us.
Program comparison
| Program | Where | Max assistance | Income limit | FICO | VA? |
|---|---|---|---|---|---|
| Home Plus | Statewide | 5% (4% + 1% Active Duty/Veterans) | $155,386 borrower ($146,503 w/ FHA/VA/USDA/conv HFA) | 640 | Yes |
| Home in Five | Maricopa only | 6.5% (5% + 1% qualified + 0.5% BOOST) | $157,360 household (as of 6/10/2026) | 640 | Yes |
| Arizona Is Home | Rural AZ (not Maricopa/Pima/Chino Valley) | up to 5% | ~100% AMI | 640 | Yes |
| Pima Tucson HBS | Pima County / Tucson | up to 5% | varies by variant | 640 | Yes |
| Chenoa / Arrive / Essex | Statewide | up to ~5% | no income limit | 600+ | varies |
Figures verified June 21, 2026 against program administrators. Arizona Is Home and Pima Tucson terms vary by variant and funding availability — confirm current detail with us.
Official program sources
- Home Plus & Arizona Is Home — Arizona Industrial Development Authority / AZ Dept. of Housing: housing.az.gov · homeplusaz.com
- Home in Five Advantage — Industrial Development Authorities of Phoenix & Maricopa County: homein5advantage.com
- Pima Tucson Homebuyer’s Solution — Industrial Development Authority of Pima County / Tucson.
FAQ
What changed most recently in Arizona DPA?
As of June 10, 2026, the Home in Five Advantage maximum household income increased to $157,360 in Maricopa County.
Can I combine two Arizona DPA programs?
No. Arizona down payment assistance programs do not stack with each other — you choose one. Your chosen DPA layers with your first mortgage (FHA, VA, USDA, or conventional), not with a second DPA program.
Do Arizona DPA programs work with a VA loan?
Yes. VA is an eligible first-mortgage type for both Home Plus and Home in Five, and each adds a bonus for Active Duty service members and Veterans.